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In another mandate by the OFSI federally regulated lenders will eliminate Cashback Down Payments. Lenders, such as credit unions, who are provincially, not federally, regulated may still approve these mortgages. However, CMHC spokesperson Charles Sauriol stated “CMHC supports the implementation … Continue reading
The Feds have moved the financial goal posts yet again, this time by capping HELOC loan to value ratio at 65% but some exceptions still apply, most notable with Credit Unions as they are provincially, not federally, regulated.